Disclaimer

The information provided by Obbema Labs (operating as WelcomeMAT) on getwelcomemat.ca and in the WelcomeMAT application (the "Services") is for general informational and organisational purposes only. All information on the Services is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information.

Not Legal, Tax, or Accounting Advice

WelcomeMAT is a compliance support tool. We surface publicly-available information about Ontario short-term rental bylaws, Municipal Accommodation Tax ("MAT") rates and deadlines, and CRA expense categories. Nothing on the Services constitutes legal, tax, accounting, or professional advice. You should consult a qualified lawyer, accountant, or your municipality before making decisions about licensing, taxes, remittance, or compliance.

Bylaw and MAT Data

Bylaw rules, registration requirements, principal-residence definitions, occupancy limits, and MAT rates are sourced from publicly-available municipal records, municipal websites, and council documents. This data:

• May not reflect the most recent council decisions, amendments, or policy interpretations;
• Is updated on a best-effort basis — sometimes within hours, sometimes within weeks;
• May contain errors, omissions, or simplifications;
• Is not a substitute for confirming current requirements with your municipality.

Always verify bylaw and MAT requirements directly with the municipality where your property is located before relying on them to make business or compliance decisions.

Tax Reports and Remittance

MAT remittance reports, expense summaries, and CRA-category exports generated by the Services are organisational aids based on the data you and your connected sources provide. The accuracy of any report depends on the accuracy of the underlying data. You are solely responsible for:

• Reviewing every report before filing or submitting it;
• Filing returns and remitting taxes on time;
• Maintaining your own records as required by the CRA and your municipality;
• Penalties, interest, or other consequences of late or inaccurate filings.

Booking Sync and Third-Party Data

When you connect iCal feeds, Google Calendar, or other booking sources, WelcomeMAT ingests the data made available by those third parties. We are not responsible for the accuracy, completeness, or timeliness of data from third-party sources. Sync may be delayed, may drop events, or may include errors from upstream providers.

External Links

The Services may contain links to other websites (Airbnb, VRBO, municipal sites, the CRA, etc.) that are not provided or maintained by us. We do not guarantee the accuracy, relevance, or completeness of any information on those external sites.

No Professional Relationship

Use of the Services does not create a lawyer-client, accountant-client, or other professional relationship between you and Obbema Labs.

Limitation of Liability

Your use of the Services and reliance on any information is solely at your own risk. Obbema Labs is not liable for any losses, penalties, interest, missed deadlines, or damages arising from your use of the Services. See our Terms of Service for the full liability framework.

Contact

Questions about this Disclaimer? Email [email protected].