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Practical guides
What Ontario STR hosts actually need to know.
Bylaw text gets you 60% of the way there. These are the field notes — what inspectors actually check, what letters actually look like, what trips real hosts in real municipalities.
STR insurance in Ontario: what your home policy actually covers (and doesn't)
Your standard home insurance policy almost certainly excludes short-term rental activity. Here's what to ask for, what it costs, and what the platforms' "host protection" really covers.
Principal residence rules: Toronto vs Ottawa vs Mississauga
Three big-Ontario-city STR regimes all require you to host out of your principal residence — but each defines and enforces it differently. Side-by-side comparison.
The $30,000 HST threshold every Ontario STR host misses
You don't register for HST when you "feel ready" — you're legally required to once your rolling 12-month STR revenue crosses $30K. Here's how the math actually works.
The Ontario MAT cheat sheet — every rate, every deadline
Quick reference for Municipal Accommodation Tax across Ontario: who charges it, how much, who collects it for you (and who doesn't), and when it's due.
Winter closing checklist for Ontario cottage STRs
If you stop renting in October, do these things in this order. Skipping any one of them is the most expensive mistake an Ontario cottage host can make.
What a Prince Edward County septic compliance letter actually looks like
PEC requires septic verification for STR licensing. Here is who issues the letter, what it costs, and how long the inspection actually takes.
How to pass a Toronto STR fire inspection (without redoing your kitchen)
Plain-English checklist for what Toronto Fire Services actually looks for in a short-term rental: alarms, extinguishers, egress, signage, sleeping-room rules.